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DESCRIPTION OF THE BUSINESS PROCESS «CONTRACTS WITH THE BANK» USING THE ARIS METHODOLOGY
Abdrakhmanov D.V.1, Nazarova O.B.2
1Magnitogorsk State Technical University G.I. Nosov, Student of the Department of Applied Informatics FIPIB12
2Magnitogorsk State Technical University G.I. Nosov, Candidate of Pedagogical Sciences Associate Professor Department of Applied Informatics
1Magnitogorsk State Technical University G.I. Nosov, Student of the Department of Applied Informatics FIPIB12
2Magnitogorsk State Technical University G.I. Nosov, Candidate of Pedagogical Sciences Associate Professor Department of Applied Informatics
Abstract
Provisions of credit is one of the basic operations of commercial banks competing for profitability and divert resources from operations such as foreign exchange, securities and others. It is on the quality of the loan portfolio of the bank determines its liquidity and solvency, and hence the reliability for customers. This is the reason why attention to the conduct of business and accounting of credit operations. At present, all bank branches, when issuing of a loan should check all the information provided by the borrower through other banks to lending departments have an idea of whether the borrower to pay a particular amount of money for a certain period . And based on this information, the credit department makes conclusions about the solvency of the client.
Keywords: ARIS
Category: 05.00.00 Technical sciences
Article reference:
Description of the business process «Contracts with the bank» using the ARIS methodology // Modern scientific researches and innovations. 2016. № 1 [Electronic journal]. URL: https://web.snauka.ru/en/issues/2016/01/61762
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