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SCORING AS AN INSTRUMENT OF DBS
Desyatnichenko Olesya Yuryevna1, Sarancha Margaret Sergeevna2
1North-West Management Institute - a branch of the Russian Academy of National Economy and Public Administration under the President of the Russian Federation, Saint Petersburg, Ph.D., Associate Professor of the Department of Economics and Finance
2North-West Management Institute - a branch of the Russian Academy of National Economy and Public Administration under the President of the Russian Federation, Saint Petersburg, undergraduate
1North-West Management Institute - a branch of the Russian Academy of National Economy and Public Administration under the President of the Russian Federation, Saint Petersburg, Ph.D., Associate Professor of the Department of Economics and Finance
2North-West Management Institute - a branch of the Russian Academy of National Economy and Public Administration under the President of the Russian Federation, Saint Petersburg, undergraduate
Abstract
The article considers the content and specificity of the borrower's creditworthiness assessment using the scoring procedure, and the criteria for evaluating the individual borrower are classified. The urgency of using this procedure in modern economic conditions that require active use of remote banking technologies is substantiated.
Keywords: creditworthiness, remote banking services, scoring, scoring models
Category: 08.00.00 Economics
Article reference:
Scoring as an instrument of DBS // Modern scientific researches and innovations. 2017. № 3 [Electronic journal]. URL: https://web.snauka.ru/en/issues/2017/03/80261
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