UDC 336.77

ASSESSING THE ORGANISATIONS’ CREDITWORTHINESS (USE THE COMPANY OF FISHERIES SECTOR AS AN EXAMPLE)

Budzan Аnastasiya Vasilevna1, Lenskaya Аnastasiya Viktorovna2, Shishlenko Кseniya Vitalevna3
1OOO "First Class", intern, Vladivostok, Primorsky Krai
2OOO "Metallkomplekt", intern, Khabarovsk, Khabarovsk Krai
3OOO "Center of Financial Dicisions", intern, Vladivostok, Primorsky Krai

Abstract
In thе article the main methods of assessing the organisations' creditworthiness are considered and directly assessed the company's on calculated quantitative and qualitative indicators. Lending is one component of the financing enterprises when deteriorating of financial results is remarked and a part of banks' income generation. At the same time it is also very risky action for the organizations because of a high rate of crediting, and for banks – risk of non-payments. In the end of the article authors come to a conclusion that for the fisheries sector company there is a low risk of granting the credit.

Keywords: creditworthiness, financial soundness, liquidity, methods of assessing creditworthiness, profitability, turnover


Category: 08.00.00 Economics

Article reference:
Assessing the organisations' creditworthiness (use the company of fisheries sector as an example) // Modern scientific researches and innovations. 2016. № 12 [Electronic journal]. URL: http://web.snauka.ru/en/issues/2016/12/75713

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